CREDIT REPAIR • FAST-TRACK

Raise your credit score by up to 120 points in as little as 90 days.

BrightScore Credit Repair helps you remove inaccurate items, negotiate with creditors, and rebuild healthy credit habits—so you can qualify for better rates on homes, cars, and cards.

Free, no-risk consultation

No long-term contracts

Money-back guarantee*

See how much we could raise your score

Answer a few quick questions. We'll review your credit report and share a personalized improvement roadmap.

Secure & encrypted. We never share your information.

TRUSTED BY THOUSANDS

Real people. Real score increases.

Over 4,300+ clients have used BrightScore to remove errors, rebuild their credit, and unlock better financial options.

“BrightScore helped remove 7 inaccurate collections from my report. My score jumped 96 points and I finally qualified for a mortgage.”

Jasmine • Rebuilt after medical debt

“I went from fair to excellent in about 5 months. They handled all of the disputes and gave me a clear plan to build positive history.”

Marcus • Preparing to buy his first home

“They explained everything in plain English and kept me updated every month. Best part: no surprise fees and I can see progress in my credit apps.”

Alejandro • Needed to lower interest rates

4.9/5 average rating on client reviews • Trusted across the U.S.

WHY BRIGHTScore

A credit repair partner that plays the long game.

We don't just fire off dispute letters and disappear. Our team combines expert credit analysis, hands-on support, and education so you understand exactly how to keep your score growing.

Personalized dispute strategy
We scan your credit reports across all three bureaus and build a tailored plan to target inaccurate, outdated, and unverifiable items.

Transparent online portal
Track every dispute, response, and score change in one dashboard—no more guessing what's happening with your file.

Education that actually sticks
1:1 coaching and bite-sized lessons help you avoid common traps, build positive trade lines, and keep your score climbing for years.

HOW IT WORKS

A simple 3-step path to stronger credit.

We do the heavy lifting so you can focus on your life—not on hold music and confusing dispute forms.

1. Free credit review

We pull your credit reports (or you can upload them), identify inaccurate or negative items, and show you where the fastest wins are.

2. Dispute & negotiate

Our specialists send disputes on your behalf, follow up with bureaus and creditors, and push for deletions, corrections, or better terms.

3. Rebuild & grow

We coach you on utilization, new accounts, payment strategies, and more so your score continues rising long after the negative items are gone.

What kind of results can you expect?

Every credit profile is unique, but our average active client sees meaningful improvements within the first 45–90 days of working with us.

+62 pts

Average increase in first 90 days for active clients.

73%

Clients see at least one negative item removed across bureaus.

48 hrs

Average time to send your first round of disputes after onboarding.

*Results vary. We cannot guarantee specific score outcomes, but we do guarantee ethical, compliant, and transparent work on your behalf.

Watch how Esco Marketing and Credit Repair improves credit outcomes.

CLEAR, SIMPLE PRICING

Only pay for real work on your credit.

No hidden fees. No long-term contracts. Pause or cancel anytime.

Essentials

Perfect if you're just starting your credit repair journey.
Full 3-bureau credit audit
 
Up to 3 dispute rounds / month
 
Online progress dashboard
 
Email support
 
$79

Accelerate

Our most popular plan for fast, hands-on support.
Everything in Essentials
 
Advanced goodwill & negotiation letters
 
Creditor & collection calls on your behalf
 
Priority phone & text support
 
$119
Most Popular

Premier

Designed for clients preparing for major life purchases.
Everything in Accelerate
 
1:1 credit coaching sessions
 
Home-buying & loan prep strategy
 
Custom score-building roadmap
 
$179

Money-back guarantee: If we don't send your first disputes within 30 days of receiving your documents, we'll refund your first month. No questions asked.

QUESTIONS?

Credit repair, explained in plain language.

We follow all federal and state laws, including the Credit Repair Organizations Act (CROA). If you still have questions, we're just a call away.

Is credit repair legal?

Yes. Credit repair is legal in all 50 states as long as it follows the Credit Repair Organizations Act (CROA). We only dispute inaccurate, unverifiable, or outdated information and always operate within federal and state guidelines.

How fast will I see results?

Many clients start seeing changes within 45–90 days, but timing depends on how quickly bureaus and creditors respond. Typically, they have 30 days to investigate disputes. We keep you updated on every response.

Can you guarantee my score will increase?

No one can legally guarantee a specific score increase. What we can guarantee is that we'll do the work we've promised—review your reports, send targeted disputes, follow up, and coach you on proven strategies to build stronger credit.

Will closing accounts help my credit?

Not always. In fact, closing older accounts can sometimes hurt your score. We'll walk you through which accounts to keep, which to address, and how to improve your utilization without causing unnecessary damage.

What happens after my credit improves?

Our goal is to help you "graduate"—not stay on a monthly payment forever. Once your reports are clean and your habits are strong, you can pause or cancel at any time. You'll keep access to our education library as a past client.

Ready to stop letting your credit score hold you back?

Book your free, no-pressure credit review today. We'll walk you through your reports, answer your questions, and outline a clear path forward—whether you work with us or not.

Or call us directly at 443-937-7085 Mon–Fri, 9am–6pm.

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© 2026 Esco Marketing LLC Credit Repair. All rights reserved.

Esco Marketing and Consulting LLC is a credit services organization and is not a lender, broker, or legal firm. We do not give legal advice. Results are not guaranteed and will vary by individual.